Search: Michael Williams

Author: Michael Williams

#482 Alternatives To Balance Transfers

If you're trying to get rid of high-interest credit card debt, transferring your balance to a lower-interest credit card, or even a card with a promotional 0% APR, isn't your only option. Here are some alternatives that might be better for helping you pay off your credit cards quickly and spend l... see more

#436 Do You Get U.S. Tax Deductions On Real Estate Abroad?

More and more people are looking overseas for vacation homes, rental income properties and places to settle down during retirement – whether that's five or 30 years away. The tax benefits of owning property abroad are similar to those of owning at home, with a few exceptions.The benefits... see more

#282 Real-Estate Rents Can Fund Your Retirement

Stocks, IRAs and employer-sponsored plans are fundamental aspects of many retirement plans, but they are by no means the only options. A frequently overlooked alternative that might be worth considering is owning and renting out real estate.Rental properties can provide a steady of income... see more

#279 How to Shop for Health insurance

If you've never shopped for health insurance on your own – or not since before the Affordable Care Act (ACA) went into effect – because you've always been covered under your parents' plan, a spouse's plan or through your employer, it's hard to know where to start. How do you get good coverage... see more

#246 Can Getting One Month Ahead Save Your Budget?

Once upon a time, my husband and I were pretty clueless when it came to how we spent the money we earned at our 9 to 5 jobs. We made a decent income but struggled to keep track of where it was all going and, more importantly, why it always managed to disappear into thin air.I won't bore yo... see more

#220 4 Signs Your Retirement Investment Plan Has Lost Focus

Stay the course is the mantra for many financial planners particularly when it comes to investing with an eye toward retirement. After all, the stock market can take investors on a wild ride and if you reacted to every blip you would end up with investment losses. And let's not mention the money ... see more

#122 Can You Retire In Spain With $200,000 of Savings?

The answer is yes, you can retire in comfort with a modest nest egg – say, $200,000 – in Spain. Just follow the long line of British expats to the lively towns along the Costa del Sol, Spain's Mediterranean coastline.For many years, Americans have been looking to Mexico, and more recen... see more

#33 How a 457 Plan Works After Retirement

If you are a state or local government employee – or an employee of a a non-profit, 501(c) tax-exempt organization – you may have a 457 retirement plan. Just like a 401(k) or 403(b) plan, this plan has allowed you to invest a portion of your salary on a pretax basis. The money in this account... see more

#23 This Is How You Could Live in Mexico on $1,000 a Month

Mexico has long been a popular destination for retirees and other expatriates looking for low-cost living in a comfortable climate. Although prices in some expatriate centers have increased quite a bit over the decades, Mexico continues to deliver on its promise of an inexpensive life in the lap ... see more